Balance projection
A 90-day forward view of every dirham. Recurring income, scheduled costs and cheques folded into one honest line — so you see shortfalls weeks before they arrive.
RentChequeSalaryCard
Forward finance, kept private
See your money before it moves.
Your balance today tells you nothing about the 14th. Cashflow puts income, costs, recurring bills and post-dated cheques on one forward timeline — so the shortfall is something you plan around, not something you discover.
- Free plan, no card
- End-to-end encrypted
- Built for AED & cheques
Projected balance · next 90 days
Shortfall on day 14 — 9 days before paydayTracking isn't about restriction. It's about timing.
Most money stress comes from not knowing what's already committed. When income and costs live on the same forward timeline, decisions get calmer — and cheaper.
9 in 10
money problems are timing problems
It's rarely that there isn't enough — it's that the cheque clears before the salary lands. Seeing the timeline turns a crisis into a calendar entry.
90 days
of foresight, always on
People who look ahead spend with intent. A forward view is the difference between reacting to your balance and directing it.
5 min
a week to stay in control
Log what's real, let rules handle the rest. Small, steady attention beats a heroic year-end reckoning every time.
Everything you need
One place for income, costs and what's coming
Purpose-built for how money actually moves — recurring, post-dated, multi-currency — not a spreadsheet with a nicer coat of paint.
Post-dated cheques
Track issued and received PDCs with due dates, clearing and bounce warnings. The UAE runs on cheques — Cashflow was built for them.
Recurring rules
Salary, rent, subscriptions, tuition. Set the cadence once and every future occurrence flows into your projection.
Multi-currency
Hold AED, USD, KWD and more, each with correct decimals and your own rates — all rolling up to one base currency.
Provisions & buffers
Earmark money for what's coming, and keep a safety buffer per account so you never dip into it by accident.
Reports that mean something
Savings rate, cash runway, income vs. cost trends. Clear numbers you can act on, not a wall of charts.
Private by design
Your numbers are yours. Encrypted with a key only you hold.
Every amount, note and name is encrypted with a key derived from your password. Not another user, not an administrator, not someone with a copy of the database can read your finances without you.
- Per-user encryption. AES-256-GCM on every financial field, unlocked only by your password.
- Admins can't see your data. They see sign-in activity and verified contact details — never your money.
- Verified email & sign-in protection. Email verification and login lockout guard the door.
- amount
- v1:9fA2…c7Q=
- note
- v1:Kd0p…3Lx=
- payee
- v1:ト71…9mZ=
This is what your data looks like at rest. Meaningless without your key.
Start seeing further today
Free forever to get going. Upgrade when you want the full projection engine, cheque tracking and multi-currency — all priced in AED.